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5 Types of Car Insurance Explained

5 Types of Car Insurance Explained

Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...

How Promoting Workplace Safety can Save You Money

How Promoting Workplace Safety can Save You Money

No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...

10 Ways to Avoid Road Rage

10 Ways to Avoid Road Rage

How does road rage impact my car insurance? We all feel frustrated or annoyed behind the wheel from time to time—whether we've been cut off by a speeding driver, someone is tailgating us or won't let us merge, or we're stuck in bumper-to-bumper traffic. That’s totally reasonable. But when those feelings intensify into road rage, things become dangerous. According to SafeMotorist, 12,610 injuries and 218...

How to jump start your car in 9 steps

How to jump start your car in 9 steps

1. Set your car’s parking brake Before you do anything, secure your car by setting the parking or emergency brake to keep your car from rolling as you jump start it. This is especially important if you’ve parked on any kind of a hill or incline. 2. Check your owner's manual Your owner’s manual can help you locate the battery and provide additional jump starting...